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@zelv@mstdn.io I think it is mostly out of ignorance, trusting whoever speaks to them about smartphones being secure.
The use of the Google PlayStore and Services is normalized by now, so much that Signal (which most write/speak out as a beacon of privacy) still actively relies on it. They even use the new you-can-train-our-AI-for-free "captcha" from Google, and won't allow you to create an account without it.
@zelv@mstdn.io Also, there is the issue of phone numbers basically serving as unique user ids, it so easy to combine data from different places related to a specific user, just use their phone number!
Contrary to emails, you can't easily create many phone numbers at once, or aliases.
So to whoever group comes up with such plans as PSD2, I can see them truly thinking that smartphone usage is more secure than other methods.
reminds me of the "don't you guys have phones?" debacle